Guides and calculators
Texas Financial Tools
Texas calculators and planning guides for property taxes, mortgages, affordability, relocation, utilities, insurance, equity, refinancing, counties, cities, and household decisions.
Texas property-tax calculator
Estimate taxable value and annual and monthly property-tax costs.
Open resource →Texas mortgage calculator
Estimate principal, interest, property taxes and insurance.
Open resource →Home affordability calculator
Estimate an illustrative home-price range from income, debts and housing costs.
Open resource →Down payment calculator
Estimate down payment, closing costs, reserves and cash needed.
Open resource →Closing cost calculator
Estimate illustrative buyer and seller transaction costs.
Open resource →Down payment assistance calculator
Model illustrative assistance and the remaining buyer cash gap.
Open resource →Rent vs buy calculator
Compare simplified long-term renting and owning costs.
Open resource →Homeownership cost calculator
Combine mortgage, taxes, insurance, utilities, maintenance and fees.
Open resource →Home equity calculator
Estimate current equity, loan-to-value and borrowing room.
Open resource →Home equity growth calculator
Project value, loan balance and equity over time.
Open resource →Mortgage payoff calculator
Estimate payoff timing and interest with extra principal.
Open resource →Refinance savings calculator
Compare payments, savings and break-even timing.
Open resource →Cost of living calculator
Translate household spending with adjustable local indexes.
Open resource →Texas salary calculator
Estimate take-home pay after adjustable deductions.
Open resource →Salary comparison by city
Estimate a cost-adjusted salary for a Texas city.
Open resource →Texas budget planner
Build a household budget and savings target.
Open resource →Moving cost calculator
Estimate transportation, packing, setup and a contingency reserve.
Open resource →Utility cost calculator
Estimate monthly and annual household utility costs.
Open resource →Home insurance calculator
Model an illustrative premium from replacement cost and additions.
Open resource →Complete property-tax guide
Understand appraisal, exemptions, rates, bills, protests, and payments.
Open resource →Homestead exemption guide
Review eligibility, filing steps, and what to verify after approval.
Open resource →Property-tax protest guide
Prepare deadlines, evidence, informal review, and ARB hearing steps.
Open resource →Texas county directory
Continue to county, appraisal district, and official local resources.
Open resource →Texas city directory
Browse Texas cities by county and region.
Open resource →Moving to Texas
Plan where to live, what to budget for, and how to get settled.
Open resource →Moving checklist
Organize practical steps before and after arrival.
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