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Texas Mortgage Planning

Texas Refinance Savings Calculator

Compare an existing Texas mortgage with a proposed refinance using monthly savings and break-even timing.

Planning estimate only. Compare APR, term reset, cash-to-close, escrow changes, mortgage insurance and total interest—not only the monthly payment.

Current payment

$1,996/mo

New payment

$1,799/mo

Monthly savings

$197

Break-even

36 months