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Texas housing decision

Texas Rent vs Buy Calculator

Compare simplified long-term renting and buying costs for a Texas household.

Planning estimate only. This simplified comparison excludes selling costs, maintenance variability, investment returns, tax effects and loan amortization.

Rent paid

$184,800

Owner cash outflow

$357,200

Estimated future value

$491,950

Simplified net owner cost

$265,250

Rent minus buy

-$80,450