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Texas Home Buying

Texas Down Payment Calculator

Estimate a Texas home down payment, closing costs, reserve target, loan amount, and total cash needed.

Planning estimate only. Actual cash-to-close also depends on lender credits, prepaid taxes and insurance, earnest money and program rules.

Down payment

$80,000

Closing costs

$12,000

Estimated cash needed

$102,000

Estimated loan

$320,000