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How to Estimate Texas Utility Costs

Build an address-specific budget for electricity, water, wastewater, gas, internet, trash, pools and irrigation.

By Hollis RainsJuly 25, 2026 · About 8 minutes

A Texas utility budget is not one statewide average. A compact El Paso apartment, an all-electric DFW house and a coastal home with heavy air-conditioning demand can have very different monthly totals.

Include every recurring service

  • Electricity and delivery charges.
  • Water, wastewater, drainage and drought-stage rates.
  • Natural gas or propane.
  • Internet, equipment and post-promotion pricing.
  • Trash and recycling.
  • Pool pumps, irrigation, septic service, wells or electric-vehicle charging.

Electricity markets are local

Many Texans in competitive territories can choose a retail plan, while municipal utilities and cooperatives serve their own areas. Compare the Electricity Facts Label, contract term, early termination fee and how credits or minimum-use rules affect the price at realistic usage.

Ask for a full year

A spring bill is a poor stand-in for August. Compare kilowatt-hour and water usage across a full year, then apply current rates. Include setup deposits and overlapping service in the moving budget.

  • utilities
  • electricity
  • water
  • moving

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